Legal NoticesAGBGeneral Terms

General Terms of Use

1. Scope

These General Terms apply to the use of the website Finanz54.Club as well as to all content and services offered through it. The site comprises a public area and an internal club area, which requires user registration.

2. Use of the Website

  • The website is intended exclusively for private individuals and serves the purpose of providing financial education.
  • Use of the website is at your own risk. The operator gives no guarantee regarding the accuracy, timeliness, or completeness of the content.
  • The operator reserves the right to exclude users from accessing the website in the event of violations of these terms or applicable law.

4. Data Protection and Cookies

  • The operator collects and processes personal data in accordance with data protection regulations. Further information can be found in the Privacy Policy.

5. Changes to and Discontinuation of the Service

  • The operator reserves the right to modify, expand, restrict, or discontinue the service, individual functions, or content at any time and without prior notice.
  • This may occur for technical, economic, or other reasons. There is no entitlement to any specific availability or functionality.

6. Limitation of Liability

  • The operator is not liable for any damage arising from the use of the website, unless such damage concerns life, limb, or health, or is caused by intentional or grossly negligent conduct.
  • Liability for technical issues, data loss, or system failures is excluded.

Further information on liability and the legal framework can be found in the separate Disclaimer in its current version, which forms an integral part of these terms.

  • The website may contain links to external sites or third‑party services.
  • The operator assumes no responsibility for their content or privacy policies.
  • The operator has no influence over the content of these sites and accepts no liability for the accuracy, completeness, or legality of the information provided there.
  • In particular, the operator is not liable for any damage resulting from the use or visit of such linked sites.
  • The linked sites were checked for possible legal violations at the time the link was created. No unlawful content was identifiable at that time. Permanent monitoring of linked sites is not reasonable without concrete indications of a legal infringement.
  • Should you encounter content via these external links that violates applicable law, please contact us so that we can review the link and remove it if necessary.
  • The internal club area contains so‑called affiliate links. If you make a purchase via such a link, the operator receives a commission, without any increase in price for you.

8. Applicable Law

  • The law of the Federal Republic of Germany applies. For consumers, this choice of law applies only insofar as it does not deprive them of the protection afforded by mandatory provisions of the law of the state in which they have their habitual residence.
  • The contractual language is German.

9. Amendments to the Terms

  • The operator may amend these terms at any time without prior notice.
  • Amendments take effect upon publication on the website.

10. Final Provisions

  • Should individual provisions of these terms be or become invalid, the validity of the remaining provisions shall remain unaffected.
  • The law of the Federal Republic of Germany applies.